This case provides an interesting opportunity to acquire believed that SunTrust in 2004: the National Trade Financial, a large commercial bank, based in Memphis, Tennessee, with a strong presence in North and South Carolina. The case shows how the capital adequacy ratios are often a key component in the bank-merger process, and it allows to evaluate whether Phil Humann (General Manager SunTrust) may justify the billions of dollars of acquisitions that have the potential to run out of capital, even if the transaction was accretive earnings. "Hide
by Giorgos Allayannis, Andrew Shapiro Source: Darden School of Business 10 pages. Publication Date: September 20, 2008. Prod. #: UV1205-PDF-ENG