Consumer Lending in Japan: Citi CFJ (A) Harvard Case Solution & Analysis

Despite the tradition of high household savings, Japan supports dynamic and technically sophisticated consumer finance sector. The high profitability of the sector periodically attracted interest from local banks, as well as international investors. More recently, in 1998 and 2000 respectively, GE Capital and Citi Financial as acquired by Japanese companies in consumer lending. In 2006, when the Japanese Supreme Court ruled that one of the major Japanese creditors, the consumer must repay the borrower for "excess interest payments," U.S. firms have to decide how to respond. "Hide
by Gunnar Trumbull, Akiko Kanno Source: Harvard Business School 20 pages. Publication Date: 01 Oct 2008. Prod. #: 709017-PDF-ENG

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