Credit Unions: The Future of the Cooperative Financial Institution Harvard Case Solution & Analysis

Credit unions are a specialized type of depository institution with a cooperative, non-profit organization and federal tax credits. They arise in small, cooperative institutions, with emphasis on unsecured consumer loans unbanked working classes. Over time, credit unions have developed a wide range of sizes, although compared to banks, much higher percentage of credit unions are still very small. One subset of "non-traditional" credit unions are able to expand at the expense of free field of membership requirements and enhanced products and services through the use of corporate credit unions and credit institutions of the Union service. This case looks at the regulatory proposals on credit unions out of the financial crisis on the policy term. Credit unions have lobbied politicians for expanded powers to enable them to help stimulate the economy and create jobs, serving more customers and more credit expansion. These extended powers include increasing cover lending business and increase the secondary capital of the member countries. The protagonist of the analyst, who must evaluate the benefits of credit unions for the costs, including federal tax credits. He also has to take into account the policy objectives of credit unions in alternative ways to achieve these goals. "Hide
by Robert C. Pozen, Grace Howe Source: Harvard Business School 22 pages. Publication Date: 09 May 2012. Prod. #: 312131-PDF-ENG

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