Zopa, an U.K. based peer to peer lending business, connected individual lenders and borrowers via an online interface. A small fee charged for accomplished loan transactions but has not turned a profit. Zopa offered two platforms, Markets and Listings. Marketplaces was an automated system that assembled loans by combining lowest loan offers from distinct Zopa lenders.
Zopa The Power of Peer-to-Peer Lending, Spanish Version Harvard Case Solution & Analysis
Zopa Listings let prospective borrowers to post eBay -like listings explaining who they were, how much cash they desired, and how they would use it. Lenders afterward made offers at what rate and establishing how much they were willing to give. In the month of February 2009, the CEO of Zopa is considering drawing from Listings, and focusing on Markets, although a business in the U.S., Prosper, had brought many users with a merchandise akin to Zopa Listings.
PUBLICATION DATE: March 23, 2009 PRODUCT #: 712S02-HCB-SPA
This is just an excerpt. This case is about STRATEGY & EXECUTION
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